Terms of Service

1. Acceptance of Terms

By accessing or using the Asset Recovery Network website or services, you agree to be bound by these Terms of Service. If you do not agree, please do not use our website or services.

2. Nature of Services

Asset Recovery Network provides:

• Public record research services related to unclaimed property
• Educational information and guidance
• Documentation preparation assistance
• Claim process guidance

We do not provide legal representation, legal advice, or guarantee any particular outcome. We are not a law firm. All official claims are filed with and decided by the relevant government agency.

3. No Government Affiliation

Asset Recovery Network is an independent private company. We are not an agency or representative of any state or federal government. Official unclaimed property programs are administered by individual state agencies. You may search official databases and file claims directly at no cost through those agencies.

4. No Guarantee of Results

We make no representations or warranties that any unclaimed property research will result in a successful claim. Outcomes depend on many factors entirely outside our control, including the relevant government agency's determinations. Results vary based on individual circumstances.

5. User Responsibilities

You agree to:

• Provide accurate and truthful information
• Use our services only for lawful purposes
• Not misrepresent your identity or ownership of property
• Understand that you remain responsible for all decisions regarding your claim

6. Fees and Payment

Any service fees will be clearly disclosed to you before you commit to any paid service. Initial inquiries and educational consultations are provided at no charge unless otherwise stated.

7. Limitation of Liability

To the maximum extent permitted by applicable law, Asset Recovery Network shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of our services or any claim outcome. Our liability is limited to the fees actually paid to us for the specific service in question.

8. Intellectual Property

All content on this website, including text, graphics, and design, is owned by Asset Recovery Network and may not be reproduced without written permission.

9. Governing Law

These Terms shall be governed by the laws of the United States. Any disputes shall be resolved in the applicable jurisdiction.

10. Changes to Terms

We reserve the right to modify these Terms at any time. Material changes will be indicated by an updated date. Continued use of our services after changes constitutes acceptance.

11. Contact

Questions about these Terms may be directed to: info@assetrecoverynetwork.com